New year’s resolutions

It comes around only once a year, but after every one we find ourselves scrambling to get back on our feet. As much fun and exciting as Christmas is, it is always so detrimental to our bank accounts. Now here I am, paying bills, realizing that I am going to have to work more than I should have to this next month to make up for December’s festivities.

Although I pledged to only gift handmade or vintage items this year, I still ended up spending more than I wanted to on supplies and whatnot. Not only that, but most of the items I gifted were not necessarily handmade by me. Big mistake. I decided next year, I am going to try to make most of my gifts myself. I have a lot of material to work with now, so I should be able to get by without spending too much next year.

But I have 11 months to worry about that. Right now, I am going to challenge myself to be Miss January Super Saver. A while back, my dad gave me a book, I Will Teach You To Be Rich, by Ramit Sethi. I started it about a year ago, but didn’t finish it until about a month ago. He also writes a blog, www.iwillteachyoutoberich.com. It’s really informative and I receive updates every week from it. I decided to start the new year of 2012 off on the right foot by taking his “Save $1,000 in 30 Days Challenge.”

Sethi’s challenge consists of 30 different money savings tips that challengers are to follow each day. For example, this first tip is to pack a lunch for the next week. This is where the little something extra comes in. For every tip, I am going to blog about my success, or my failure (which hopefully doesn’t happen), for that tip. So not only am I going to save money, but I am going to kick myself in gear with this blogging journey that I started a year ago.

It’s going to be tough because I just bought a new car and my insurance went up, but I am determined to do it. I am going to put a reminder in my phone right now for the next 30 days of each of the tips. That way, when I don’t feel like going on the computer to look up what the tip of the day is or if I forget, my phone will remind me of it every day so that I have to do it.

I am really going to try to clean up my life this next month. I’d like to say year, but it’s going to take baby steps. I am going to challenge myself to eat healthier and maintain a good diet, really start working out, find a “big-girl” job, and get my life on the move. Ideally, I’d like to challenge myself every month and blog about it. That way I can better myself health and career wise and write. It sounds like a win-win to me.

If anyone would like to join me, by all means, please do. The more the merrier. Follow along with my blog and comment and let me know how you do with each of the tips.

Happy Saving!

Carina Jaynes

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